Raising funds in the UK & spain

Finance Options

With our helpful guide and access to qualified advisors, organising your finance can be a smooth and easy process!​

Simply fill in the form to receive your free finance guide.

At Spanish Legal Homes, we have sourced some of the best qualified advisors who are available to help you secure your Spanish property. Whether you choose UK financing or a Spanish mortgage, our expert advisors can help answer your queries and guide you through the process of sourcing the suitable finance required to purchase a Spanish property.

Our guide includes:

Download our finance guide

Raise funds in the UK or Spain

What are the options?

Raising funds in the UK

For those looking to raise funds for a Spanish property in the UK, getting a UK mortgage is normally quicker and easier than obtaining a Spanish mortgage. It also allows finance to be organised before you go out to Spain to view properties and hopefully complete a purchase.

Our knowledgeable and trustworthy advisors regularly assist UK buyers in securing finance via:

A Spanish mortgage

We can help you obtain a Spanish mortgage on all the properties we list. These are acquired from the major Spanish high street banks and need to be arranged and pre-accepted in Spain.

Spanish mortgages can often be time-consuming, so it’s important you are assisted by someone who has the appropriate experience and knowledge. Our Spanish based, specialist staff can discuss the benefits and costs involved in taking a Spanish mortgage and will assist with the entire process including obtaining and submitting the relevant paperwork and information.

We are able to arrange free consultations so you can decide if using mortgage finance is the right option for your circumstances.

For more information, please visit Independent Spanish Mortgages, our partner for Spanish Mortgages

Further information

Benefits of a Spanish mortgage

Opting for a Spanish mortgage is a great choice for many Brits buying in Spain. Reasons for this include:

  • Arranging a Spanish mortgage can often be a quicker process than other ways to raise funds, usually taking just 6-8 weeks. However, an agreement in principal can be reached in 48 hours!
  • Spanish mortgage rates have remained low, and allow you to borrow up to 70% of your property value. This may allow you to buy a bigger property, or in a better location.
  • Spanish property is always in high demand, and many of our Spanish mortgage clients choose to rent out their properties to holidaymakers during peak seasons to pay off their mortgage repayments!

Download our finance guide​