Financing a Property in Spain

You're ready to buy...

But think you may need to raise funds elsewhere to purchase your property in Spain.

Organising your finances may seem challenging, but with the help of a qualified advisor, it can be a smooth and easy process!

At Spanish Legal Homes, we have sourced some of the best qualified advisors who are available to help you secure your Spanish property. Whether you choose UK financing or a Spanish mortgage, our expert advisors can help answer your queries and guide you through the process of sourcing the suitable finance required to purchase a Spanish property.

Spanish mortgage brochure

What are your options?

Raising funds in the UK

For those looking to raise funds for a Spanish property in the UK, it is normally quicker and easier than obtaining a Spanish mortgage. It also allows finance to be organised before you go out to Spain to view properties and hopefully complete a purchase.

Our knowledgeable and trustworthy advisors regularly assist UK buyers in securing finance via:

  • Mortgages
  • Re-mortgages
  • Equity release
  • Secured and unsecured loans

Our recommended financial advisers at Fluent Finance would be happy to help you. They have vast knowledge in advising people on how to raise the best, low-cost finance to buy Spanish property. Contact them by filling in our form, or visit their website.

A Spanish mortgage

We can help you obtain a Spanish mortgage on all the properties we list. These are acquired from the major Spanish high street banks and need to be arranged and pre-accepted in Spain.

Spanish mortgages can often be time-consuming, so it’s important you are assisted by someone who has the appropriate experience and knowledge. Our Spanish based, specialist staff can discuss the benefits and costs involved in taking a Spanish mortgage and will assist with the entire process including obtaining and submitting the relevant paperwork and information.

Our recommended mortgage consultants at Fluent Finance Abroad offer free consultations so you can decide if using mortgage finance is the right option for your circumstances.

Take a look at our Spanish mortgage examples over on our blog…

Benefits of a Spanish mortgage

Benefits of a Spanish mortgage

Opting for a Spanish mortgage is can be a great choice for many Brits buying in Spain. Reasons for this include:

  • Arranging a Spanish mortgage can often be a quicker process than other ways to raise funds, usually taking just 6-8 weeks. However, an agreement in principal can be reached in 48 hours!
  • Spanish mortgage rates have remained low, and allow you to borrow up to 70% of your property value. This may allow you to buy a bigger property, or in a better location.
  • Spanish property is always in high demand, and many of our Spanish mortgage clients choose to rent out their properties to holidaymakers during peak seasons to pay off their mortgage repayments!

Talk to our experts

Fluent Finance Abroad

Marc and the team at Fluent Finance Abroad are our recommended advisors for both Spanish mortgages and UK financing. As UK qualified independent mortgage consultants and fluent Spanish speakers, they deal with all of the major lenders in the market and can offer you unbiased, whole of market advice.

Spanish mortgage advisors at Fluent Finance

For more information on UK finance or Spanish mortgage options, or to receive a free copy of our Guide to Financing a Spanish Property, please fill in the form below.

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